2025 © Prism Benefits. Built By Local Lead Growth. All rights reserved.
Secure Your Future with the Right Coverage
Serving New Hampshire residents 65 and older with trusted guidance on Medicare Insurance, Supplemental Medicare Insurance, Advantage Plus plans and retirement-aged health insurance.
Why Choose Prism Benefits?
Local New England-Based Experts
Local NH Medicare Plans
For Your Health & Retirement
Happy Customers
0
Successful Moves & Deliveries
0
Years Of Trusted Service
0
Secure & Weatherproof Containers
0
Our Insurance Plan Offerings
Medicare Advantage Plans
Enjoy all-in-one coverage with Medicare Advantage Plan, combining hospital, doctor, and prescription drug coverage in one convenient plan.
Read Our Reviews
Our Location
○ Customizable Plans ○ Free Consultations
Coverage Types We Can Help With
Personalized Plan Recommendations to Fit Your Lifestyle & Needs
Free One-on-One Consultations with the Owners
Tech-Driven Tools for Coverage with a Human Touch
Compare Plans
Medicare Advantage Plan vs. Supplemental Medicare Packages
Meet the Owners
About Prism Benefits
Your Local Medicare Insurance Partner in New Hampshire
At Prism Benefits, we’re proud to serve the 65+ community across New Hampshire. Our team works exclusively as an independent broker, meaning we’re free to review multiple insurance carriers and plans so you can compare choices without pressure. We’ll walk with you step by step to make decisions you feel confident in. We believe Medicare plans shouldn’t be confusing. Whether you’re in Manchester, Portsmouth, the Lakes Region or anywhere in New Hampshire, we’re here to guide you without hype or hidden catches.
As a small, consultative agency, we take pride in offering personal attention, full transparency, and guidance that puts you first, not the insurance companies.
We provide Retirement Health Insurance, Medicare Plan Advantage, Medicare Supplemental Plans, and Prescription Drug coverage options that fit your lifestyle, budget, and health needs.
Supplemental Medicare Packages
If you prefer Original Medicare Plan, we’ll help you choose from the best Medicare Supplement (Medigap) options to cover out-of-pocket costs and provide peace of mind.
Prescription Drug Coverage
Get help finding the most cost-effective prescription plans that cover your medications without surprise costs.
Ryan McDermott
Partner & Co-Founder
Ryan connects with business leaders to create wealth opportunities while solving HR problems with best-in-class Employee Benefits programs. He has expertise in Health & Welfare, Retirement Plans, Voluntary & Supplemental Benefits, and financial planning. Ryan resides in Dedham, MA with his wife Kara and three children.
Joshua O’Gara
Partner & Co-Founder
Josh brings deep expertise in financial services and a client-centered approach. He founded O’Gara Financial Group to help small businesses and employees navigate benefits plans, Medicare Plan packages, and retirement health insurance. Josh grew up in Dorchester and works to provide tailored solutions for every client.
About Prism Benefits
Your Local Medicare Plan Partner in New Hampshire
At Prism Benefits, we believe Medicare plans shouldn’t be confusing. We’re a New England-based independent health insurance firm helping residents across Rockingham, Strafford, Cheshire, Hillsborough, Merrimack, and Belknap counties find the right Medicare Advantage or Supplemental Medicare Packages for their unique needs.
As a small, consultative agency, we take pride in offering personal attention, full transparency, and guidance that puts you first, not the insurance companies.
We provide Retirement Health Insurance, Medicare Plan Advantage, Medicare Supplemental Plans, and Prescription Drug coverage options that fit your lifestyle, budget, and health needs.
Get Your No-Obligation Review Today.
Simple And Customized Around Your Needs!
Still unsure which fits your needs?
Schedule your free medicare plan consultation today to review all your options.
| Feature | Medicare Advantage Plan | Supplemental Medicare Plan |
|---|---|---|
Flexibility |
Plan networks (HMO/PPO) | Use any doctor that accepts Medicare |
Cost |
Lower monthly premium | Higher monthly premium, fewer out-of-pocket costs |
Best For |
Those who want simplicity | Those who travel or want full flexibility |
Includes Drug Coverage |
Yes (most plans) | No (add Part D plan separately) |
Medicare Insurance (Original Medicare, Parts A & B) – Understand your eligibility, enrollment windows and how these plans fit into your overall coverage.
Supplemental Medicare insurance (sometimes called Medigap or “gap” coverage) – These individual plans help fill in what Original Medicare doesn’t cover, such as copays, coinsurance and deductibles.
Advantage Plus plans (Medicare Advantage insurance) – Combine hospital, medical and often prescription-drug coverage into a single plan structure, with local carrier options.
Health Insurance for 65+ / Retirement-age Health Insurance – If you’re retiring or already retired, we guide you through risk-factors, plan types and keeping premiums manageable.
Additional Coverage Options
We also assist with Health Insurance, Life Insurance, Auto Coverage, and Medicaid assistance.
Specializing in Retirement Health Insurance and Medicare Packages for Those Over 65 in New Hampshire.
Free One-on-One Consultations with the Owners of Prism
About Prism Benefits
○ Customized Plans ○ Free Consultations
Disclaimer- We do not offer every plan available in your area. Please contact Medicare.gov, 1‑800‑MEDICARE, or your local State Health Insurance Program to get information on all of your options.
Not affiliated with or endorsed by Medicare or any government agency.
By calling this number you will be reaching
a licensed insurance agent
By calling this number you will be reaching
a licensed insurance agent
By calling this number you will be reaching
a licensed insurance agent
By calling this number you will be reaching
a licensed insurance agent
Fill Out The Form To Discover Your Medicare Insurance Plan Choices
By calling this number you will be reaching
a licensed insurance agent